Accidental water damage is one of the most common accidents that we see as photography insurance agents. This is something that is common but preventable. Our policies only cover actual cash value which means that photographer will recieve the full amount however as the camera is today, not when the camera was new.
Our deductibles are $500 up to $5000.
Depending on the camera equipment coverage, the value of your equpment and your deductible will be the amount that will be paid on a particular claim.